resourcesABOUT MT AUTHOR GUIDELINES CLASSIFIEDS EDITORIAL CALENDAR MEDIA GUIDE MASSAGE MART SCHOOLS & EDUCATION FEEDBACK
Let's Clear Up the Collection Confusion
This is an often-misunderstood practice swirling with misinformation. First, a few basics: Insurance is a contract between the patient and the insurance company. The insurance company is simply making a payment for services or care on behalf of the patient.
Crow Like the Rooster
As we welcome in the Year of the Rooster, we look at some of its major characteristics: confidence and communication, which suits the image we have of the Rooster...strutting in the farmyard, crowing to the others that it's time to wake up.
Shoulder Rehab: Start With the Scapula
The scapula is an incredible display of elegance and movement within the biomechanics of human motion. It's evolved for mobility and stability in the scapulo-thoracic region, giving us the ability to do things that are uniquely human, such as throwing with accuracy.
An Opportunity & a Responsibility
Nearly 80 Americans die from an opioid-related overdose every day, and spine-related pain is one of the principle drivers of opioid use. This unfortunate situation creates both an opportunity and a responsibility.
Low Back Pain in Running Athletes
After 7 million years of adapting to upright postures, the lumbar spine and pelvis have become remarkably adept at managing ground-reactive forces associated with running.
Anti-Aging With Dr. Ping Zhang
Jennifer Waters, TCM practitioner and writer of the Acupuncture Today column, "Talking With the Masters" sat down with Dr. Ping Zhang to discuss aniti-aging with acupuncture.
The Acupuncture Channel System (Part 1)
The earliest Chinese reference to channels is in the Mawangdui Medical Manuscripts,1 which are dated to the Warring States period of the Zhou Dynasty (475 BC-221 AD). The text presents 11 channels. There are no acupuncture points listed in those channels.
News in Brief
Updated Neck Pain & Whiplash Guideline; Attention, IHS DCs; New VP of Institutional Advancement At Palmer; N.J. DC Interns At U.S. Olympic Training Center; Chiropractic Society Of R.I. On The Front Lines.
A Conversation With Dr. Betty Edmond
This month's column is an exclusive interview with Betty Edmond MD, newly elected CEO/President of the AOMA Graduate School of Integrative Medicine in Austin, Texas.
Scar Reduction With Acupuncture & Microneedling (Part 2)
Protocols & treatment Timing
We Get Letters & Email
Our Country Needs Us Between Elections, Too; Continuing Care: We Aren't There Yet; Our Associations Need to Do More.
Five Branches University Has First Hospital TCM Residency
Established in 1984, Five Branches University (FBU) has campuses in Santa Cruz and San Jose, Calif., which serve the communities of Santa Cruz, the Monterey Bay, and Silicon Valley.
Acupuncture Points: Broadening Our Scope and Diagnostic Work
As every practitioner knows, the correct diagnosis is everything. Most healing disciplines rely on the use of symptomatology for their treatment implementation. Beyond symptomatology, we have clinical tests to provide more objective findings.
Another Step Forward for Chiropractic
Chiropractic is now available to 86,000-plus Latter-Day Saints missionaries and you are invited to become a provider. LDS membership in not required; our only concern is that our missionaries get the best quality care available.
Prepare for the End, From the Beginning: Wealth Building and Retirement with the Tao
Yin and yang flow into and out from one another continually. Beginnings become endings and endings become beginnings again. Wholeness and cycles are the nature of Tao.
The winter season is upon us and offers unique challenges for the clinician and patient alike. To effectively navigate through the winter season there are two main TCM medicinals, Huang Qi and Gan Jiang, to consider, as well as two important formulas which feature these two TCM treasures.
A New Year and Vision for the ACA
Inadequate pain management coupled with the epidemic of prescription opioid overuse and abuse has taken a severe toll on the lives of millions of people in the United States. Every day, more than 1,000 people are treated in the ER for misusing prescription opioids.
Qigong for Substance Abuse
It is commonly believed that substance abuse, in addition to harming one’s physiological state, hurts the spirit. There is also a belief that one’s spirit does not weaken due to substance abuse, but rather, the person finds solace in addiction due to an already weak spirit.
Nutrition for Menopause: Front-Line Therapy for All Phases
Of all the changes women experience during their reproductive life, there is no doubt the most dreaded are the three phases of menopause. This is not surprising since all of the symptoms associated with menopause are replete with unpleasantness.
An Education in Gluten Sensitivity
A relatively new syndrome officially documented as non-celiac gluten sensitivity (NCGS) or gluten sensitivity (GS) was officially recognized and published in the new list of gluten-related disorders in 2012.
The Case Report: A Valuable Tool
Case reports are a valuable form of descriptive research. The most basic form of practice-based research, a case report is a detailed account of the history, presenting symptoms, assessment, observations, treatment and follow-up of an individual patient, discussed in the context of prior and potential future research.
True Practice Mobility for the Chiropractic Profession
When natural disasters occur, chiropractors can literally travel to the other side of the world to offer humanitarian relief in less than a day. The chiropractor's license to legally practice, however, can't make it past the state line.
August, 2010, Vol. 10, Issue 08
Associations Respond to IMA Owner
By Christie Bondurant
Adverse statements made by the owner and founder of the financially-troubled International Massage Association (IMA), once a major insurer for the massage therapy community, have created quite a stir among the major massage associations he recently called out in an email blast to IMA members.
The email sent to IMA members was in apparent response to the Massage Today article "What Became of IMA?" that reported on the financial demise of IMA and its owner, Will Green. While Green admits some fault in his company's failure, rather than addressing a current policy holder's basic concerns (i.e. their present insurance coverage) -- he devotes a large part of his email to slamming other massage organizations and the types of insurance they provide.
He also seems to use the email as a platform to market his new insurance company, the National Association of Massage Therapists (NAMT), which he states is soon-to-be managed by the Health & Beauty Association (HBA). HBA lists the same address and phone number as soon-to-be defunct IMA on their Web site.
Green names nearly all of the major organizations that offer liability insurance to massage practitioners including: Associated Bodywork and Massage Professionals, American Massage Therapy Association, American Massage Council, Hands-On Trade Association, Massage Magazine and Alternative Therapy Association, providing various reasons as why NAMT is superior to them. Massage Magazine did not respond to requests for comment. (Green's complete email sent to IMA members can be found here.)
In turn, five out of six of the associations named have responded to Green's statements and sent their responses to Massage Today. The following are those responses received from ABMP, AMTA, AMC, HOTA and ATA. (Some statements given were summarized for this article.)
Mr. Green and IMA ran into trouble, as he admits, by not focusing on the fundamental aspects of his business, including not keeping up with his obligation to pay his insurance carrier. By contrast, ABMP's current leadership team has been managing the organization for 14 years. In that time, ABMP became the largest professional association in the field, all while maintaining a stable membership fee and dramatically increasing the value of our membership.
Unlike IMA, which shuttled among multiple insurance companies, ABMP has enjoyed a solid, strong relationship with our A.M. Best "A" rated insurance underwriter for the past decade, and our insurance broker for the past 13 years.
Mr. Green reached out to ABMP in March, when he knew his organization was in trouble. We paid attention because we did not want to see 15,000 massage therapists be left out in the cold. But, after investigation, we determined we were not prepared to potentially put at risk the health of our own organization and our 72,000 members, considering the problems surrounding the IMA Group.
In a response to an article in Massage Today about the demise of the International Massage Association (IMA), its owner, Will Green, refers to many issues of liability insurance coverage provided by massage therapy organizations. AMTA does not know why in his statement Will Green has referred to a relationship with AMTA regarding liability insurance, as we have never had discussions on insurance with him. Perhaps this is a typo in his email.
We would like to respond to his statements about the liability insurance of massage therapy organizations. It is very important for massage therapists to understand the differences between massage therapy organizations, the benefits they provide, how they are financially structured and supported and the type of liability insurance policy they provide... Because AMTA is a public company owned by its members...
AMTA annually releases information on its finances. We believe our members have the right to know about our financial health, including the security of our liability insurance policy... AMTA and our insurance coverage are very financially sound.
We declined to do business with Mr. Green because we found him often to be 'factually challenged'. AMC rescinded its offer to purchase IMA's insurance operations because Mr. Green admitted to us that he had not paid over all of the premium money from his members to the insurance company to which it was intended.
Mr. Green does not understand how master policies work. Neither AMC, nor any other company of which I am aware, has an overall annual cap on the number of claims that its members can submit. If Mr. Green is telling the truth that he agreed to that, then his members were badly served by his decision.
Mr. Green also apparently does not understand how claims made coverage works. It is absolutely untrue that if any of our members leaves AMC that they 'have no coverage for past claims.' Claims made coverage is cheaper that gives substantial savings every year. In the event that someone leaves AMC for another company within the first five years, that member pays a small additional amount of money to be able to continue to report claims. After five years of membership, there is no additional charge for reporting claims but the savings continue.
Michael J. Schroeder, Vice-President and General Counsel for the American Massage Council
The insurance carrier for Hands-On Trade Association (HOTA) is Markel American Insurance Company. Their AM Best rating is A (excellent) XIII. Markel is a U.S. based company with over $1.25 billion in assets. Their long-term outlook as of July 20, 2010 is A+.
HOTA has been very pleased with the relationship and service provided by Markel. They provide excellent coverage, have superior claims service, and pay claims in a timely manner.
HOTA has been serving our members with integrity for over 10 years. Our membership continues to grow.
Judi Calvert, President and CEO of HOTA
As a professional and a association founder of ATA (The Alternative Therapy Association) It is with sadness over the past few months I have witnessed so many trying to make sense of what IMA has done. Since my personal and professional philosophy is to embrace those in the industry, provide a non-competitive energy and always respect the path of others, ATA continues to simplify our response to IMA concerns by letting interested parties make their own evaluation while we provide ATA facts and knowledge about our program and groups.
We believe the professional out there is knowledgeable and are confident that they will make the right choice for their personal and professional needs at exactly the right time with who is right for them. Our facts remain that ATA is a BBB accredited business and our insurance underwriters, agents and associates are respectable leaders in the industry. They are financially stable companies based in the U.S. and have a solid financial forecast as well as a A+ rating for our insurance underwriters. Facts we provide our members and guest upfront.
With Gratitude, Kim Henderson
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