resourcesABOUT MT AUTHOR GUIDELINES CLASSIFIEDS EDITORIAL CALENDAR MEDIA GUIDE MASSAGE MART SCHOOLS & EDUCATION FEEDBACK
Raditation & Your Smartphone: Is it Worth the Risk?
If radial arteries could talk (and in my experience they can to some extent), they would say, "Step away from the smartphone." At least that is the message I am receiving loud and clear as I feel the pulses of many patients.
New Relationships, Old Trauma: AOM & Other Healing Strategies
Being in love is one the most beautiful and enjoyable experiences. Most of us are willing to pay almost any price to have that experience, and still often find it elusive or fleeting. Navigating the ups and downs of loving relationships are often challenging — even for the most psychologically balanced among us.
Is It Time to Rethink Mental Illness? (Pt. 1)
Invariably, patients will ask their chiropractor about depression or various mental illnesses. Some practitioners will reflexively offer a cervical adjustment, suggest St. John's wort or contemplate a referral to a specialist.
A Daily Strategy for Heavy-Metal Detox
In modern society, we are constantly exposed to heavy metals such as cadmium, lead and mercury. These heavy metals have no essential biochemical roles in our body, and conversely, can cause us a great deal of harm if they build up to toxic levels.
A Major Role in Back Pain: The Multifidus
Back pain affects roughly 80 percent of the population at one time or another and is one of the leading causes of doctor visits.
Bill With Confidence: Learn What to Collect
Q: I am trying to understand what I may collect from my patient when there is insurance. Do I have to accept the amount allowed by the plan or may I collect up to my billed amount? Please note, I am not a member of any insurance plan.
An Unexpected Diagnosis: The Result of Lacking Communication
A couple years ago I had a case that showed me the importance of open communication between health practitioners. We need to show up with less fear, and let go of our judgments so we can do better for the patient.
Why I Quit Doing House Calls
My father was a chiropractor who did house calls, so when I became a DC, I figured doing house calls was part of the job. My March article recalled my experience as a small boy, accompanying my dad while he went to patients' homes to treat them.
Balancing Spring Challenges
As the winter months come to a close and warmer spring weather appears, patients may begin to present with new challenging pattern presentations.
Women's Hormones: A Western & Eastern Perspective
Sometimes it may seem that you require a degree in medicine to understand hormones and how they function.
Give Yourself the Digital Advantage
When you see this article in the print version of this issue and swear you read it already, don't be alarmed: you probably did. That's because by that time, the May issue will have been available online in digital format for three weeks.
News in Brief
ACA Adopts New Governance Model; ACA 2017 Awards; CCA Helps Calif. DCs "Share the Love"; $1 Million to Help Advance the Profession; D'Youville Raises the Bar on Anatomy Education; ErRatum.
Taking the Chiropractic Message to the Press
"There is no better place on earth to have a news event," the National Press Club boasts, and it's easy to understand why: Every year, the 108-year-old Washington, D.C.-based organization hosts countless press conferences on the hottest topics impacting America and often the world.
Universal Design: Principles & Practice
In many respects, universal design serves as the core of ergonomics. It's also a good tool to use when designing a return-to-work program for injured and/or ill patients. Let's take a closer look at universal design and why it should matter to you and your patients.
Clearing Blocks: A Way to Improve Cosmetic Acupuncture
As a Five Element acupuncturist who teaches facial acupuncture classes nationally, I was surprised to learn that one of the basic principles I was taught in school is unfamiliar to most acupuncturists.
Creating Good Business Buzz
What do patients really think about working with you? Rarely do you hear the whole truth. Those who improve may be candid in their gratitude.
An Integrated Approach to Chronic Pain
Findings from a unique Medicaid pilot project in Rhode Island involving high-use Medicaid recipients from two health plans were recently presented to the state's Department of Health, demonstrating stellar outcomes with regard to medication use, ER visits, health care costs and patient satisfaction.
Is the New Medicare Reporting Exemption Right for You?
What you've heard is not a rumor – there will be exemptions for providers of Medicare patients, with no penalties assessed for offices that do not do Quality Payment Program (EHR, PQRS, MACRA and MIPS) reporting.
Eczema & Acupuncture: A Sound Solution (Part 1)
Eczema affects approximately 3.5 percent of the global population and is one of the most common skin complaints seen by dermatologists.
July 22, 2010
Associated Bodywork & Massage Professionals Responds To Statements Made By IMA Owner Will Green On Closure Of IMA Group
(July 22, Golden, Colo.) -- Associated Bodywork & Massage Professionals (ABMP) today released a statement on an e-mail widely distributed last night to massage therapists by Will Green, owner of the now-defunct International Massage Association (IMA).His e-mail appeared to be a response to an article in a massage therapy professional publication. ABMP's response, distributed to the media and its members, follows
Within the past 24 hours, Massage Today magazine published an article titled, "What Became of IMA?" and IMA's owner, Will Green, sent to former International Massage Association (IMA) members a lengthy statement in response. As you may have heard, IMA Group, an insurance provider in the field, recently went out of business due to financial difficulties. In communicating the news to his former members, Mr. Green characterized some aspects of the insurance industry, and in particular Associated Bodywork & Massage Professionals (ABMP), in a way that was not entirely accurate.
ABMP is a full-service professional membership association, which provides liability insurance as one primary benefit of that membership. Insurance is an important piece of a practitioner's portfolio -- you want to make sure that you're protected in the event a claim is filed against you -- but insurance is not the sole valuable support a massage professional should expect from an association.
In his comments, Mr. Green stated the following about liability insurance policies:
All the other associations have master policies. The members are added to the policy with their limits. Here is what I have learned ... these master policies have a limit. Most limits are $10 million. Each member is told they have a $1 million to $3 million limit but that is not really true. If the entire policy reaches $10 million in claims they have no ($0) coverage at all ... ABMP is with the same company the IMA had. Does their policy have a limit? Good question if you have their coverage.
Mr. Green is partially correct. And he raises a good question. Many providers of liability insurance to massage professionals, including the other full-service association, the American Massage Therapy Association (AMTA), do have master policy limits. If combined payments to settle claims filed against all insured members in any policy year reach the $10 million threshold, there is no coverage left for the next member filing a claim.
ABMP's insurance policy has no such master policy cap. Each insured member has coverage up to the full policy limits stated on their insurance certificate -- $2 million per incident and $3 million aggregate for each of three types of liability -- professional, general, and product. That coverage is not limited by the claims experience of other ABMP members. In fact, we have been talking about this liability insurance policy difference in our advertisements and promotional materials for more than a year.
Mr. Green and IMA ran into trouble, as he admits, by not focusing on the fundamental aspects of his business, including not keeping up with his obligation to pay his insurance carrier. By contrast, ABMP's current leadership team has been managing the organization for 14 years. In that time, ABMP became the largest professional association in the field, all while maintaining a stable membership fee and dramatically increasing the value of our membership.
Unlike IMA, which shuttled among multiple insurance companies, ABMP has enjoyed a solid, strong relationship with our A.M. Best "A" rated insurance underwriter for the past decade, and our insurance broker for the past 13 years. While others claim to offer unsurpassed coverage, ABMP's member liability insurance policy truly is the most comprehensive policy available in the field -- measured both by its policy limits and by its "occurrence form" nature, rather than the more limited "claims made" type of coverage offered by some others.
Mr. Green reached out to ABMP in March, when he knew his organization was in trouble. We paid attention because we did not want to see 15,000 massage therapists be left out in the cold. But, after investigation, we determined we were not prepared to potentially put at risk the health of our own organization and our 72,000 members, considering the problems surrounding the IMA Group.
What really matters to members of a professional association is having an organization and leadership they can rely upon, an association that backs up their words with actions. ABMP is such an association, a community -- not solely an insurance provider. We have 43 staff members possessing diverse professional skills who come to work every day with the same focus: "What can we do to make our members' careers more successful?" A few of them specialize in insurance matters, providing supportive help whenever a claim arises. Most of the staff focuses on a wide variety of other services -- including magazines, websites, webinars, legislative support, and other assistance -- to keep ABMP's members abreast of developments in the profession and focused upon what it takes to build and sustain a successful practice.
Source: Associated Bodywork & Massage Professionals
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