resourcesABOUT MT AUTHOR GUIDELINES CLASSIFIEDS EDITORIAL CALENDAR MEDIA GUIDE MASSAGE MART SCHOOLS & EDUCATION FEEDBACK
Curbing Label Overwhelm
For the average consumer, reading a food package can be overwhelming: natural, organic, non-GMO, gluten free, free range ... you get the picture.
By the Numbers: 3 Common Financial Mistakes With Major Consequences
Warren Buffett is on record for sharing the hidden art of becoming wealthy and making it simple enough for anyone to grasp.
Healing With Hope
Ella is a Gulf War veteran and a survivor of military sexual trauma. Like hundreds of veterans, Ella was on 11 different medications for depression, anxiety, insomnia, irritable bowel syndrome and chronic pain.
The Science of Stretching
In 1986, Rob DeCastella set a course record by running the Boston Marathon in 2:07:51, just 39 seconds off the world record.
Looking For Answers In Many Places
I am sure we have all heard the old adage: "When the only tool in your toolbox is a hammer, everything starts to look like a nail."
Deciphering The New CMS 1500 Claim Form
Q: I am confused on using the new 1500 form, particularly Block 14 and Block 15. What is required and how do I properly fill these out? And do I actually have to use this new form or may I continue using the old version?
Knee Pain From the Kinetic Chain
As practitioners of manual medicine, chiropractors often treat patients suffering from knee pain.
Vaccines and Chiropractic: Evidence-Based Medicine or Medical Dogma?
Right or wrong, the chiropractic profession has historically been against vaccinations. However, a growing trend within the profession is seeking to reverse this position.
Are You a Bad Chiropractic Patient?
My father was a great DC. In fact, as you might expect, he was the doctor of chiropractic I measured all other doctors against. Sadly, he died at age 61 when I was in my early 30s.
Remembering Clarence Gonstead and 50 Years of the Gonstead Clinic
Dr. Clarence Selmer Gonstead (1898-1978) took chiropractic practice from back-alley bone setting to an understandable biomechanical science. His life was dedicated to clinical competency.
Best Practices for Website Success
If one asked 10 years ago whether a website was relevant I was the first to suggest no. Yet as the world moves increasingly towards electronic information there is a dire need to have a website for your practice. Your website is actually your electronic calling card.
The Kidney Official
The Kidney is known as the Official Who Controls the Waterways. In Western medical terms, a major function of the Kidneys is to filter the blood. Every day, a person's kidneys process about 200 liters of blood to sift out about two liters of waste and excess water.
Medical Qigong for the Heart: Part II
Chinese Medicine is rich in commentary regarding the emotions and how they affect our qi.
Hazards in the Environment Making Your Patients Sick
Working both separately and together, Western and Chinese medicine have many successes in the treatment of the myriad diseases that afflict human beings in modern times.
Fibromyalgia: Put the Pain in Its Place
While some fibromyalgia patients respond favorably to regular chiropractic care, others experience minimal relief. Unfortunately, many of these patients must rely on pharmacological management to relieve their constant pain.
Immunizations by Colorado DCs: Really?
You probably didn't hear about it, but back on Nov. 21, 2013, the Board of Directors of the Colorado Chiropractic Association (CCA) adopted "immunization authority" for Colorado DCs as its No. 2 legislative goal.
Why You Should Include the Single-Leg Stance Test in Every Patient Assessment
The single-leg stance (SLS) test, also known as the single-limb stance test, unipedal stance test or one-legged stance / balance test, is often used in the geriatric population to assess static postural and balance control.
Spotlight on Acupuncture Research at IRCIMH
Acupuncture and Traditional Chinese Medicine were well-represented at the International Research Congress on Integrative Medicine and Health (IRCIMH)- 2014 which took place in Miami from May 13–16.
Physical Exam 101: The Hands
I am sure you are familiar with the old adage: "When the only tool in your toolbox is a hammer, everything starts to look like a nail."
The Acupuncture Success Express
Time is passing very quickly these days. We are atoms half the way through the year of the horse. You could call it "horse racing season" for this profession. Perhaps it is time for reinvention during this time.
Inside Liver Failure, Cirrhosis and Cancer
The Liver belongs to Wood in Five Element Theory and is in charge of Dispersing and Expanding which means all the processing and detoxifying of harmful substances such as medications and chemicals require the efforts of the Liver.
July 22, 2010
Associated Bodywork & Massage Professionals Responds To Statements Made By IMA Owner Will Green On Closure Of IMA Group
(July 22, Golden, Colo.) -- Associated Bodywork & Massage Professionals (ABMP) today released a statement on an e-mail widely distributed last night to massage therapists by Will Green, owner of the now-defunct International Massage Association (IMA).His e-mail appeared to be a response to an article in a massage therapy professional publication. ABMP's response, distributed to the media and its members, follows
Within the past 24 hours, Massage Today magazine published an article titled, "What Became of IMA?" and IMA's owner, Will Green, sent to former International Massage Association (IMA) members a lengthy statement in response. As you may have heard, IMA Group, an insurance provider in the field, recently went out of business due to financial difficulties. In communicating the news to his former members, Mr. Green characterized some aspects of the insurance industry, and in particular Associated Bodywork & Massage Professionals (ABMP), in a way that was not entirely accurate.
ABMP is a full-service professional membership association, which provides liability insurance as one primary benefit of that membership. Insurance is an important piece of a practitioner's portfolio -- you want to make sure that you're protected in the event a claim is filed against you -- but insurance is not the sole valuable support a massage professional should expect from an association.
In his comments, Mr. Green stated the following about liability insurance policies:
All the other associations have master policies. The members are added to the policy with their limits. Here is what I have learned ... these master policies have a limit. Most limits are $10 million. Each member is told they have a $1 million to $3 million limit but that is not really true. If the entire policy reaches $10 million in claims they have no ($0) coverage at all ... ABMP is with the same company the IMA had. Does their policy have a limit? Good question if you have their coverage.
Mr. Green is partially correct. And he raises a good question. Many providers of liability insurance to massage professionals, including the other full-service association, the American Massage Therapy Association (AMTA), do have master policy limits. If combined payments to settle claims filed against all insured members in any policy year reach the $10 million threshold, there is no coverage left for the next member filing a claim.
ABMP's insurance policy has no such master policy cap. Each insured member has coverage up to the full policy limits stated on their insurance certificate -- $2 million per incident and $3 million aggregate for each of three types of liability -- professional, general, and product. That coverage is not limited by the claims experience of other ABMP members. In fact, we have been talking about this liability insurance policy difference in our advertisements and promotional materials for more than a year.
Mr. Green and IMA ran into trouble, as he admits, by not focusing on the fundamental aspects of his business, including not keeping up with his obligation to pay his insurance carrier. By contrast, ABMP's current leadership team has been managing the organization for 14 years. In that time, ABMP became the largest professional association in the field, all while maintaining a stable membership fee and dramatically increasing the value of our membership.
Unlike IMA, which shuttled among multiple insurance companies, ABMP has enjoyed a solid, strong relationship with our A.M. Best "A" rated insurance underwriter for the past decade, and our insurance broker for the past 13 years. While others claim to offer unsurpassed coverage, ABMP's member liability insurance policy truly is the most comprehensive policy available in the field -- measured both by its policy limits and by its "occurrence form" nature, rather than the more limited "claims made" type of coverage offered by some others.
Mr. Green reached out to ABMP in March, when he knew his organization was in trouble. We paid attention because we did not want to see 15,000 massage therapists be left out in the cold. But, after investigation, we determined we were not prepared to potentially put at risk the health of our own organization and our 72,000 members, considering the problems surrounding the IMA Group.
What really matters to members of a professional association is having an organization and leadership they can rely upon, an association that backs up their words with actions. ABMP is such an association, a community -- not solely an insurance provider. We have 43 staff members possessing diverse professional skills who come to work every day with the same focus: "What can we do to make our members' careers more successful?" A few of them specialize in insurance matters, providing supportive help whenever a claim arises. Most of the staff focuses on a wide variety of other services -- including magazines, websites, webinars, legislative support, and other assistance -- to keep ABMP's members abreast of developments in the profession and focused upon what it takes to build and sustain a successful practice.
Source: Associated Bodywork & Massage Professionals
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